How to Get Financial Help for Biologic RA Treatments


Know What Your Insurance Covers 

Since biologics were introduced in 1998, they have helped many people with rheumatoid arthritis function better. Two out of three people treated with biologics, which must be injected or given intravenously (through an IV), do well on them.
However, biologics are quite costly. They can range from $12,000 to $30,000 a year. Biologics are pricey because they are costly to produce. Biologics are genetically engineered medications made from living organisms. The raw materials needed are expensive and the manufacturing process is more complicated than other types of drugs.

Many health insurance plans will cover at least some of the cost. You need to check with your insurance company to find out whether it has any special requirements. For example, your insurance company may reimburse you differently for drugs given by injection or IV.
Some insurance plans will require you to get prior authorization before you receive injectable or specialty medications and are reimbursed for them. Also, if you are thinking of switching insurance plans, check to see whether coverage of your biologics will change.

Reducing Costs: Help From Manufacturers

Manufacturers that make these powerful drugs have a variety of programs that help people pay for their RA biologics. If you don’t have insurance or have a limited income, you are likely to qualify for their assistance.
You can find more information about eligibility and how to apply for assistance at these manufacturers’ websites:
Abatacept (Orencia)
Bristol-Myers Squibb Patient Assistance Foundation

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